Credit Repair Online
Did you know that four in five credit reports contain errors? That means there is an 80% chance that your report contains inaccuracies, 25% of which might be serious enough to justify the denial of credit. When you consider that your credit score affects everything from where you live to what kind of job opportunities are available to you, it underscores the importance of an accurate and favorable credit report. Credit repair can help you clean up your report to help you present yourself in the best light possible to potential lenders. You can get online quotes on various credit repair services through our site.
Repair Your Credit by Using Credit Cards
Your credit score is the key to your financial future. Lenders view your score as an indication of how well you manage loans and credit. However, most consumers are baffled over how their behavior impacts their score. Unbeknownst to many cardholders, you can actually improve your credit score by using credit cards. In this post, [...]
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Does Your Lifestyle Affect Your Credit Score?
So you know that paying late, maxing out your cards, and applying for too much credit at once can hurt your credit score, but there’s more. For instance, did you know that getting a massage or having your tire retreaded might lower your score? These kinds of lifestyle activities can hurt your score, according to [...]
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When Closing a Credit Card Can Hurt Your Credit Score
You’ve probably heard of your FICO credit score—the three-digit number that lenders use to determine qualification and interest rates. The Fair Issac Co. that developed the score has published a list of the primary factors that influence your credit score, but many consumers still wonder how canceling credit cards or opening new ones will impact [...]
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Regulation of the Credit Industry?
Consumer advocacy groups have long said that regulation of the credit industry has largely been ineffective. Now with the onslaught of the credit crisis, consumers are struggling with bigger balances, higher fees, and rising interest rates. Cardholders’ pleas for relief to legislators will likely mean significant regulation for the industry by the beginning of next [...]
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Self-Made Billionaires
When you think of a billionaire, you might automatically picture someone who was born into a life of luxury and privilege. The word billionaire might instantly trigger thoughts of a person who inherited his or her wealth instead of having to work for it. However, a surprising many of the world’s 1,125 billionaires were not [...]