Mortgage Quotes Online

Buying a home is one of the best investments you will ever make. Over the past few decades, homes in the United States have consistently appreciated in value. As a result, taking out a mortgage loan to purchase a new home can yield one of the highest and most reliable returns on investment possible. The right mortgage loan can help make buying the home of your dreams a reality. Using our site, you can get free online quotes on mortgage loans from various lenders simultaneously.

How Much to Put Toward Your Down Payment

A down payment signals to your lender that you’re serious about buying the home and are willing to make a significant investment in the transaction. By making a large enough down payment, you’ll minimize your interest expenses and avoid private mortgage insurance. Read on to find how much of a down payment you should make on your next home.

Do You Really Need a Real Estate Agent?

Real estate agents perform a valuable service to millions of buyers and sellers every year. Not all buyers or sellers are happy with the service that is performed for the commission, however. Should you use an agent?

How to Negotiate a Lower Selling Price

A home is one of your biggest investments, so you want to make sure you don’t pay too much for it. One of the ways that you can save on your home is to negotiate the purchase price. Follow a few simple tips to help you negotiate for the best price.

How to Figure out Your Down Payment

The days of zero-down payment on mortgage loans are over. Find out how you can determine what your down payment should be to ensure your monthly payments are affordable. This article will walk you through the process and demystify the complexity of mortgage loans.

History of the Adjustable-Rate Mortgage

This article will explain the history of the adjustable-rate mortgage and how it became a staple of the American mortgage industry. As inflation soared in the late seventies, lenders scrambled to find a better model for their lending practices, and a short time later the ARM was born.